Låneeksempel: Eff. rente 28,77%, 12.000 kr o/12mnd, kost 1.726 kr, tot. 13.726 kr.
Søk her| Aldersgrense | 18 år |
| Kredittgrense | Kr 100 000 |
| Effektiv rente | 21,85% |
| Rentefritak | 43 dager |
| Varekjøp | Kr 0 |
| Uttak innenlands | Kr 0 |
| Uttak utenlands | Kr 0 |
| Reiseforsikring | Ja |
Dette er et Visakort fra Credits Gold. Det primære mål med kortet, er å gjøre det så billig å bruke som mulig. Om en sammenligner dette kredittkortet med andre tilsvarende kort, så er det en vesentlig forskjell. Hos Credits kan du få en kredittgrense på opptil kr 100 000, og det er det også mange andre som tilbyr. Du får 43 dagers rentefri betalingsutsettelse og dette er også ganske vanlig. MEN, du betaler ingen gebyrer for å bruke kortet, heller ikke ved uttak av kontanter. Det eneste du må betale for, er om du tar ut kontanter i utlandet. Da blir det lagt på 1,75% i valutapåslag. Dette medfører at kortet blir billig å bruke i forhold til mange andre.
Hvilke fordeler får du?
Dette er kortet for den som setter pris på gebyrfrihet og forutsigbarhet. Siden kortet er gratis å bruke, har rentefri betalingsutsettelse og fast rente, får du fordelen av å benytte kreditten gratis om du handler på butikken med kortet og betaler tilbake før den rentefrie perioden er over. En får ikke rabatter i ulike butikker, men du kan få gratis reiseforsikring! For å få forsikringen må du betale minst halvparten av reisen med kortet, da er du og opp til 3 andre dekket (husk å lese vilkårene)!
Hvordan få et Credits Gold kredittkort?
Er dette kortet for deg, så er søknadsprosessen relativt «rett fram». Du går inn på nettsiden til Credits Gold og fyller ut skjemaet som ligger der. For å ha sjanse til å få godkjent søknaden, må du oppfylle minimum visse krav. Du må være minst 18 år og du kan ikke ha noen betalingsanmerkninger eller aktive inkassosaker. I tillegg må du ha en fast inntekt og være bosatt i Norge. Oppfyller du disse kravene, blir kredittscoren din sannsynligvis mye bedre. Om du får søknaden godkjent, vil du bli kontaktet på e-post eller telefon av Credits Gold, hvor du får beskjed om innvilget kredittramme og rentenivå.
Effektiv rente fra 21,85%, kr 10 000 o/12 mnd blir totalt kr 11 112.
Søk her
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